I’ve mentioned that I have a TBI (traumatic brain injury) & I planned to share some of what I enjoy about vegetable gardening and my faith in Jesus Christ as my Lord & Savior here along with some strategies I use in daily life with my TBI.  I sustained it in a car accident shortly after my junior year of high school when I was 17.  With the support of my family, I was able to graduate with a bachelor’s degree in Spanish.

One factor about my TBI that I think about on a regular basis is my finances.  I have my family to help me if I need it; but I’ve taken some steps to secure my financial future that I would like to share.  First, I really do like Dave Ramsey & his financial planning.  It is very practical.  Working to save a lot & spend less is helpful.  It’s easiest using an envelope system like he suggests; because it really is harder to spend physical cash than run a credit/debit card.  You can see it & there is a limit – you can’t spend more dollar bills than you have with you.

Writing out a budget (whether you use his plan or alter it according to your situation); it’s a plan.  Having a plan of some kind does help.  I’ve been able to pay for a couple surprise medical bills without help because of saving avidly.  This does help.